Income Tax Malaysia – Not Claimable Tax Relief YA2015

Income Tax Malaysia – Not Claimable Tax Relief YA2015

Time to do tax!! Again it’s the time of the year to do Tax be it employment income, rental income or business income… I believe you would be busy checking and finding ways on how to maximise the tax savings!…

4 Most Common Mortgage Traps

4 Most Common Mortgage Traps

Common Problems Faced by Home Loan Borrowers in Malaysia Real estate properties in Malaysia cost relatively lower compared to neighbouring Singapore and Hong Kong. However, buying a house in the country – for both citizens and foreigners – is likely…

How BLR Increase Impact On Your Housing Loans

How BLR Increase Impact On Your Housing Loans

Has BLR Increased? When did BLR Increased? Why did BLR Increased? How will BLR Increase Impact on my loan instalment repayments? Whether knowing or unknowingly, Bank Negara Malaysia has increased the BLR rate to 6.9% p.a. from the current 6.85%.…

Fixed rate loan or BLR Malaysia (BLR rate) pegged loan is better?

Fixed rate loan or BLR Malaysia (BLR rate) pegged loan is better?

The Millionaire Coach – Azizi Ali mentioned that the fixed rate loan is better then the Based Lending Rate pegged loan (BLR Malaysia) as no one knows what the interest rate will be like in 5 years time, let alone in…

Income Tax Malaysia – Deductions, Reliefs, Rebates and Exemptions – YA2015

Income Tax Malaysia – Deductions, Reliefs, Rebates and Exemptions – YA2015

Income Tax Malaysia – How to save and pay less tax in YA2015   Whether you like it or not, everyone is bound to file and pay tax to government when time comes. For those working for companies – employees,…

New Zero Moving Cost Package

New Zero Moving Cost Package

Check out our latest fixed rate housing loan at 4.99% per annum for zero moving cost. Only applicable for loan amount of RM500,000 and above. This is the best housing loan that you can get in the market which is…

Should I Upgrade My Medical Card?

Should I Upgrade My Medical Card?

When did you last check your Medical Card coverage? With the Rising Medical Costs with the implementation on GST even on medical care, inflation and more advanced medical technology, have you upgraded your medical card? Is your Medical Coverage sufficient…

Non Moving Cost vs Zero Moving Cost

Non Moving Cost vs Zero Moving Cost

What is the difference between Non-Moving Cost and Zero Moving Cost? You will come across these words when you look for housing loans and comparing between the financial institutions on the best rate in town, and deciding which loan to…

How Does CCRIS And CTOS Report Affect My Housing Loan Application

How Does CCRIS And CTOS Report Affect My Housing Loan Application

Based on Bank Negara Malaysia Annual Report 2014 (March 12, 2015), the ratio of the Malaysian Household Debt to Gross Domestic Product (GDP) has increased to an alarming rate of 87.9% in 2014 as compared to 86.7% in 2013.  In other words, for…

3 Ways to Overcome Insufficient EPF To Retire

3 Ways to Overcome Insufficient EPF To Retire

It is very alarming if the National Newspaper published that a lot of Malaysians are “too poor to retire”. It is reported that A LOT OF Malaysians are retiring with less than RM50K in their EPF account. Well, honestly speaking,…

How to consolidate all your loans and save loan instalment payments?

How to consolidate all your loans and save loan instalment payments?

Loan Consolidation Do you have a lot of loans that you are constantly paying? You may want to do a self check on your financial status whether you are in financial good health or need some planning at this point:…

What Is The Housing Loan Interest Rate You Paying Now?

What Is The Housing Loan Interest Rate You Paying Now?

Beware of Housing Loan Traps Do You Know How Much The Banks Are Charging Your Housing Loan Interest Rate You May Not Realize That You May Be Paying Your Mortgage Loan Interest Which May Be Higher Than The Current BLR…

How To Sell Without Selling?

How To Sell Without Selling?

HOW TO WIN FRIENDS AND INFLUENCE PEOPLE How to sell without selling? These 6 rules are very important and should be with everyone!! This is the secret to sell your products and services without really selling. This is the science…

Why Fixed Home Loan At 4.75% Per Annum?

Why Fixed Home Loan At 4.75% Per Annum?

  Our company has just released our latest promotion for the LOWEST Fixed Mortgage Loan in Malaysia!! With GST at 6% and inflation is embedded in it, economy looks very bleak. And to matters worse, our salary has not increase…

Will Writing Important To Protect The Estate?

Will Writing Important To Protect The Estate?

What is a will? Will Writing is simply a process of preparing a legal document in which you, the testator, made a declaration on the person (trustee) who will manage your estate after you die. This means either sell all…

How to Earn RM100K per Year Every Year with Little or No Money Down

How to Earn RM100K per Year Every Year with Little or No Money Down

Develop financial intelligence  Money is a tool or resource that we should use as a means to increase our ability to generate a stable income. Developing your financial intelligence enables you to plan for money, and when the money starts…

Can You Afford The Medical fees for Critical Illness?

Can You Afford The Medical fees for Critical Illness?

Are You Aware Of The Rising Medical Fees Especially For Critical Illness? Can You Afford to Pay The Medical Fees In Any Private Hospital? What Can Happen If You Don’t Have The Money To Even Stay In The Hospital? Something…

What Is Insurance?

What Is Insurance?

There have four type of insurance.Which is life, Personal Accident, Medical and Disability. Do you know what is Life? Lets me tell you what is about. Well, life consists of natural death and accidental death. There have few type of…

AIA Home Loan Benefit

AIA Home Loan Benefit

Fixed Interest Rate All packages are fixed for the entire loan duration Package 1: 4.85%p.a Package 2: 5.25%p.a Package 3: 4.25%p.a (2 years), 4.99%p.a (Thereafter)   Low Long Term Fixed Rates Home owners are now expected to make higher payments…

8 Steps to Pay Off Your Housing Loan Earlier

8 Steps to Pay Off Your Housing Loan Earlier

How to Pay Off Your Housing Loan Earlier The secret to paying off your housing loan earlier than the loan tenure success is to surrender your credit card, pay off student loan and auto loan debt. You will then earn…